A: Jake asked me to loan him a sum of money. I’m not sure about it.

B: His startup is so debt-ridden that I think it’s safe to say he’s down for the count at this stage. If you lend him the money, don’t expect him to be able to repay it anytime soon.

Note: If someone or something is down for the count, they are failing. This idiom means “having been, or very near to being, defeated, ruined, or overcome.” It has its origins in boxing. Someone down for the count is likened to a boxer who has been knocked to the mat and cannot stand before the referee counts to 10, thus losing the match. In other contexts, the idiom can mean “unconscious or in a deep, insensible sleep,” for instance, when one gets very drunk.