高盛和苹果计划推出信用卡

Goldman Sachs has teamed up with Apple to issue credit cards that will be paired with iPhones and will help users manage their money, The Wall Street Journal reported.

The card, which will be linked with Apple’s Wallet app, will allow users to set spending goals, track rewards and manage balances. The new cards will be launched later this year. The deal will benefit both the companies as they tap into new income sources.

The joint card, which will use Mastercard’s payment network, offers a cash back of about 2 percent on most purchases.

Spending on Apple products and services could potentially result in more cashbacks. Additionally, it would be deeply integrated within the iPhone.

Goldman Sachs has already started adding customer-support call centers, and building an internal system to handle payments, a project that could cost the bank US$200 million, at a time when banks are focused on reigning in expenses to boost their bottom lines.

(SD-Agencies)