恒生银行(中国)有限公司宣布，于5月17日成功发行总额18.3亿元人民币的同业存单，该期同业存单支持境外机构通过“债券通”直接认购。恒生中国由此成为首家发行“债券通”同业存单的外资银行。请看本报昨日的报道：

Hang Seng Bank (China) Ltd. has become the first overseas bank to issue negotiable certificates of deposit (NCDs), in which foreign institutional investors can invest directly in the primary NCD market through the bond connect program, the bank said in a statement Tuesday.

Hang Seng China offers the one-year NCD, with a total value of 1.83 billion yuan (US$265 million), at an interest rate of 3.37 percent to both domestic and foreign institutional investors. To date, eight institutions have completed the subscription, including foreign commercial banks, overseas branches of domestic commercial banks, major State-owned banks, domestic joint-stock commercial banks, as well as securities brokerages in China.

报道中的NCD就是negotiable certificates of deposit，是“可转让定期存单”，是一种银行融资工具，指银行发行对持有人偿付具有可转让性质的定期存款凭

证，凭证上载有发行的金额及利率、偿还日期和方法。