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QINGDAO TODAY
在线翻译:
szdaily -> Speak Shenzhen -> 
Coins in shortage in the US
    2020-06-29  08:53    Shenzhen Daily

Banks around the U.S. are running low on nickels, dimes, quarters and even pennies. And the Federal Reserve, which supplies banks, has been forced to ration scarce supplies.

“It was just a surprise,” said Gay Dempsey, who runs the Bank of Lincoln County in Tennessee, when she learned of the rationing order.

Dempsey’s bank typically dispenses 400 to 500 rolls of pennies each week. Under the rationing order, her allotment was cut down to just 100 rolls, with similar cutbacks in nickels, dimes and quarters.

That spells trouble for Dempsey’s business customers, who need the coins to stock cash registers all around Lincoln County.

“You think about all your grocery stores and convenience stores and a lot of people that still operate with cash,” Dempsey said. “They have to have that just to make change.”

Rep. John Rose, R-Tenn., sounded the alarm recently during a hearing before the House Financial Services Committee.

“My fear is that customers who use these banks will react very poorly,” Rose said. “And I know that we all don’t want to wake up to headlines in the near future such as ‘Banks Out of Money.’”

The congressman warned that if businesses are unable to make exact change, they’ll be forced to round up or round down, “in a time when pennies are the difference between profitability and loss.”

Federal Reserve Chair Jerome Powell assured Rose that the central bank is monitoring the situation closely.

“We’re working with the mint to increase supply, and we’re working with the reserve banks to get that supply where it needs to be,” Powell said.

The U.S. Mint produced fewer coins than usual this spring in an effort to protect employees from infection. But the larger problem — as with many other pandemic shortages — is distribution.

During the lockdown, many automatic coin-sorting machines that people typically use to cash in loose change were off limits.

And with many businesses closed, unused coins piled up in darkened cash drawers, in pants pockets and on nightstands, even as banks went begging.

In the meantime, Dempsey, the banker, has secured an emergency stash of coins from some of her business customers who run vending machines and laundromats.

Words to Learn 相关词汇

【分配量】fènpèiliàng allotment something that is assigned

【床头柜】chuángtóuguì nightstand night table

美国各地银行的五分硬币、十分硬币、两角五分硬币甚至还有一分硬币都出现短缺。给银行供应货币的美联储被迫限额配给稀缺硬币。

美国田纳西州林肯县银行的行长盖伊▪邓普赛听说配额令后表示:“真是让人惊讶。”

邓普赛的银行通常每周要发放400到500卷一分硬币。在配额令下,她分配到的一分硬币降到只有100卷,分配到的五分硬币、十分硬币和两角五分硬币也同样减少了。

这对邓普赛的企业客户来说意味着麻烦,这些企业客户需要硬币来装满田纳西州林肯县各地店铺的现金出纳机。

邓普赛说:“想想所有的杂货店和便利店,还有许多仍然用现金交易的人们。他们需要有硬币才能找钱。”

田纳西州共和党议员约翰▪罗斯最近在众议院金融服务委员会的一次听证会上敲响了警钟。

“我担心的是,这些银行的客户反应会很糟。我知道,大家都不想在不久的将来一早醒来,看到‘银行没钱了’这种头条新闻。”

这位参议员警告称,如果企业无法精确找零,他们将被迫四舍五入,“这可是一个零头能决定盈利还是亏损的时刻。”

美联储主席杰罗米▪鲍威尔向罗斯保证,他表示央行正密切监控这个局面。“我们正在和造币厂合作增加供应,也在和联邦储备银行合作,向需要的地方供应硬币。”

为了保护员工不被病毒感染,美国造币厂今年春天生产的硬币比往常少。但是和疫情引发的许多其他短缺一样,发放才是更大的问题。

在封锁期间,许多人们通常用来换零钱的硬币自动分类机被禁止使用。由于许多商店都关门了,大量闲置的硬币堆在黑暗的现金抽屉、裤子口袋和床头柜里,而银行却在四处讨要硬币。

与此同时,邓普赛已经从一些经营自动售货机和自助洗衣店的客户那里获得了一笔硬币存货来应急。

(chinadaily.com.cn)

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